Abstract
<jats:p>Rural women can be empowered by the help of financial technology (FinTech), due to the reduction of the digital and financial inclusion gap. It outlines how women are continuing to be left out of formal finance in the developing world and the strides that have been taken in India and the impediments that remain. It suggests a theoretic model of FinTech adoption and empowerment based on the dimensions of access, usage, capability, agency and impact, and mentions that the enabling factors include mobile connectivity and digital IDs. Trust issues trigger us to conduct a survey of innovations to be offered to rural women, as well as barriers (low digital literacy, that is, shared devices, cultural). Besides summarizing the policy responses the chapter also includes insights that are specific to Tamil Nadu. Lastly, it talks of whether FinTech solutions are inclusive by design: where the solutions must be designed with the intention to be sustaining, and educative and institutional support. Policy implications, future research and provider implications are made.</jats:p>